“I would have been homeless two weeks earlier without my payday loan.”
It's a sad old world, and the sadder it gets, the more we need a laugh. Some brilliant satirists have constructed this utterly convincing website for the PLA, The Predatory Lending Association, "dedicated to extracting profit from the working poor by increasing payday loan fees and debt traps". i particularly adore the heartwarming photo illustrations - this site looks like every bank or loan website i've ever seen.
It may be that some people think this is the real deal - there are justifiably enraged spokespeople for the working class sputtering rants and statistics about payday lending in the Q&A section. Actually all the factual incriminating evidence is presented on the pages by the site builders - this was a labor of serious outrage for someone. Like most Americans, i'm pretty outrage- exhausted. You fight, protest and vote, and things just get worse. It's good to see talented people pointing a finger at JUST HOW BAD THINGS HAVE BECOME.
When you visit, be sure to check out the "Poor Finder", which uses Google maps to locate optimal payday lending locations in your zip code, based on the proliferation of pawn shops, gun shops, and liquor stores. They suggest two, a block away and less than a mile from my house! Of course, there are payday lenders a few blocks away already, indicating the power of Google maps is not yet infinite.
Thanks to Andrew Leonard's How The World Works column for the link! Check out the PLA creator's other project, Walk Score